Why use a Broker for
Self-Employed Mortgages?
We Can Get You a Mortgage Based on What You Actually Earn
If you’re dealing with a bank who is just looking at your NOA and saying ‘no’, there’s a lot more to be done.
Sole Proprietors & Freelancers
Incorporated Business Owners
Contractors and Consultants
Parternship Owners
Traditional Bank
Looks at your NOA
Averages 2 years of declared income
Ignores: Write-offs, retained earnings, business trajectory
An Independent Broker
Learns your Story
Looks at numerous documents, including T1s, T2s, bank statements, and your business financials.
Can find the income method that qualifes you the highest.
Considers the bigger picture, your business trajectory, your industry norms and you cash flow.